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The Official Web Site of the State of South Carolina

Small and Minority Business Division

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The mission of the South Carolina Commission for Minority Affairs Small and Minority Business Division is to identify key issues and services that are necessary for the development of minority, small businesses, as well as the best measures for sustainability, programmatic implementation, enhancement, and economic growth. 

Current Priorities:

  1. To deliver high quality professional development and training to business firms, with the focus being on enhancing growth and increasing economic prosperity.

  2. To effectively communicate with all stakeholders through intentional marketing and media coordination for increased visibility and awareness.

  3. To design strategic management systems and processes that improve information sharing with collaborative partners and governmental agencies.

  4. To actively seek out and secure available funding opportunities available to small and minority businesses.

  5. Raise and increase awareness regarding the benefits of partnering with the Commission for Minority Affairs through continuous governmental, community and civic engagement. 

SBA Announces COVID Economic Injury Disaster Loan Program Enhancements to Aid Small Businesses Facing Challenges from Delta Variant

The U.S. Small Business Administration announced major enhancements to the COVID Economic Injury Disaster Loan (EIDL) program, a federal disaster relief loan program designed to serve and support small businesses impacted by the pandemic. 

Key changes include:

  • Increasing the COVID EIDL Cap. The SBA will lift the COVID EIDL cap from $500,000 to $2 million. Loan funds can be used for any normal operating expenses and working capital, including payroll, purchasing equipment, and paying debt.
  • Implementation of a Deferred Payment Period.  The SBA will ensure small business owners will not have to begin COVID EIDL repayment until two years after loan origination so that they can get through the pandemic without having to worry about making ends meet.
  • Establishment of a 30-Day Exclusivity Window. To ensure Main Street businesses have additional time to access these funds, the SBA will implement a 30-day exclusivity window of approving and disbursing funds for loans of $500,000 or less. Approval and disbursement of loans over $500,000 will begin after the 30-day period.
  • Expansion of Eligible Use of Funds. COVID EIDL funds will now be eligible to prepay commercial debt and make payments on federal business debt.
  • Simplification of affiliation requirements. To ease the COVID EIDL application process for small businesses, the SBA has established more simplified affiliation requirements to model those of the Restaurant Revitalization Fund.

The enhancements to the COVID EIDL program will allow more businesses greater and more flexible support from the over $150 billion in available COVID EIDL funds. Additionally, these changes will help entrepreneurs access capital at a time when, according to a recent Goldman Sachs 10,000 Small Businesses survey, 44 percent of small business owners report having less than three months of cash reserves, and only 31 percent reporting confidence in gaining access to funding.

How to apply

Eligible small businesses, nonprofits, and agricultural businesses in all U.S. states and territories can apply. Visit www.sba.gov/eidl to learn more about eligibility and application requirements. The last day that applications may be received is December 31, 2021. All applicants should file their applications as soon as possible.

To read the full release, visit https://www.sba.gov/article/2021/sep/09/sba-administrator-guzman-enhances-covid-economic-injury-disaster-loan-program-aid-small-businesses?utm_medium=email&utm_source=govdelivery

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SCCMA Celebrated Small Business Week with Educational Webinars

In recognition of National Small Business Week, the South Carolina Commission for Minority Affairs partnered with the SBA (Small Business Administration) South Carolina District Office to host two educational webinars designed to help small business owners connect to opportunities with the U.S. government.

National Small Business Week, which was held September 13-15, celebrated the resiliency of small businesses owners and entrepreneurs. 

Tuesday, September 14, 2021 /

SBA Program Overview

What can the SBA do for you? Join Angela Brewer, Business Opportunity Specialist with the SBA South Carolina District Office, for a discussion on how to gain access to capital, contracting, available resources and counseling.

Thursday, September 16, 2021 / VIEW WEBINAR

Contracting 101

Get the information you need to know about how to do business with the world's biggest customer--the U.S. government. Plus, learn about the SBA's small business contracting programs, including the 8(a) Program for socially and economically disadvantaged business owners, Woman-Owned Small Business (WOSB) Program, Service Disabled Veteran Owned Small Business (SDVOSB) Program, and many more! This webinar will be led by SBA South Carolina District Office’s Deputy District Director Michael Corp.

For more information, call the Commission for Minority Affairs at 803-333-9621.

2021 National Minority Enterprise Development (MED) Week

In September, the U.S. Department of Commerce and the Minority Business Development Agency (MBDA) will host the annual National Minority Enterprise Development (MED) Week virtual conference September 19th - 25th. The conference celebrates the outstanding accomplishments of minority-owned companies and presents informational sessions and programming; offering interactive networking sessions to generate new connections and fresh perspectives. President Joseph R. Biden will issue a Presidential Proclamation declaring September 19-25, 2021, as National Minority Enterprise Development Week.

For more information and to register, visit MBDA's website.

SCCMA, SBA Sign Strategic Alliance Memorandum to Help Small and Minority Businesses in South Carolina

The South Carolina Commission for Minority Affairs (SCCMA) and the United States Small Business Administration-South Carolina District Office announced a partnership to assist small, minority businesses in South Carolina. On Thursday, July 29, both agencies signed the Strategic Alliance Memorandum (SAM) agreeing to share information about programs and services that are designed to help individuals start, maintain and expand small, minority businesses in the state.

To view the full ceremony, please visit our YouTube page

Download resources from the SAM Ceremony: SBA Presentation | Contracting | Exporting-Lenders | Community Advantage-Lenders | 504 Loan-Third Party | Microloan-Lenders

SC Commission for Minority Affairs Small and Minority Business Demographic Survey

The South Carolina Commission for Minority Affairs' Small and Minority Business Division has released a survey to measure the impact of the COVID-19 pandemic on small, minority-owned businesses in South Carolina. This survey will be used to inform future policy initiatives and current and future funding allocations from state and federal resources. Participation in this survey is vital in guiding our priorities and providing direction for upcoming events and activities. Submissions will remain anonymous. The survey is available in English and Spanish. Click to participate: English / Español

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SCCMA Grow with Google Small Business Series 

The South Carolina Commission for Minority Affairs partnered with Google to offer free training to help entrepreneurs expand their skills and grow their business through the Grow with Google initiative. Click the links below to view a recording from each webinar. 

Launching Your Business with Customer-Focused MarketingTuesday, July 20 / VIEW WEBINAR

In this introductory course, participants will learn how to launch their business with customer-focused marketing. Learn how to create a compelling brand, define the right target audience for your business, and shape the customer journey from awareness to consideration.

Reach Customers Online with Google / Tuesday, July 27 / VIEW WEBINAR

Learn how your business can be found online with Google. This workshop explains how Google Search works and how you can improve a website's visibility with Search Engine Optimization (SEO). The session also introduces products like Google My Business, Google Trends, Search Console, Google Analytics, Google Ads, and more.

Use Youtube to Grow Your Business / Tuesday, August 3 / VIEW WEBINAR

Learn best practices for creating a YouTube Channel and compelling video content that promotes your products and services and drives engagement with your brand in this introductory course. Participants will also learn how to reach more customers with YouTube Ads.

Connect with Customers and Manage Your Business Remotely / Tuesday, August 10 / VIEW WEBINAR

Discover Google tools that can help business owners work and manage their business during this time of uncertainty. Plus, get insights on more online and timely resources for small businesses.

Sell Online with E-Commerce Tools / Tuesday, August 31 / VIEW WEBINAR
In this course, Digital Coach Shennice Cleckley will teach you how to sell your products online. This course will walk you through listing your products for free with Google My Business and Merchant Center. And we'll show you one way to sell on your website, using an E-Commerce store built with Shopify. Plus, learn about more helpful tools to stand out online, such as Local Opportunity Finder and Grow My Store. 

Grow with Google Digital Coach Shennice Cleckley served as the facilitator for each webinar. Participants will learn how to utilize Google’s resources to improve their online presence and reach new customers.

For more information, call the SC Commission for Minority Affairs at 803-333-9621 (Press 1 for English, Press 2 for Spanish).

 

Relentless Challenge

The SC Commerce Office of Innovation’s Relentless Challenge is a statewide competitive grant program that helps fund projects focused on fostering the relentless pursuit of transformational ideas, specifically in the areas of high growth entrepreneurship, talent development and access to capital. For more information, visit the Relentless Challenge website

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Federal Resources for U.S. Small Businesses

Are you looking for relevant federal agency resources, access to the latest news from federal agencies and more? Visit https://www.covid-sb.org to gain access to a consolidation of COVID-19 related information and resources from multiple federal agencies. This site is developed through a partnership between the Association of Women Business Center and America’s SBDC and is supported by the U.S. Small Business Administration (SBA) under the Coronavirus Aid, Relief, and Economic Security (CARES) Act.

US SBA-South Carolina District Office Upcoming Events

To view upcoming events, resources and news from the South Carolina District Office of the Small Business Administration, visit https://www.sba.gov/offices/district/sc/columbia.

SC Department of Commerce Resources

Foreign Company Map

Women’s Business Enterprise National Council (WBENC)/Greater Women’s Business Council (GWBC) (Provides a national business certification for women-owned businesses and support programs.)

Carolinas-Virginia Minority Supplier Development Council (CVMSDC) (Organization enhances business opportunities for minority-owned companies by providing networking opportunities, business development, and supplier development to support manufacturing, development , and product delivery into the marketplace.)

SourceSC (Helps connect SC business with in-state suppliers, vendors, and manufacturers.)

SizeUpSC (Commerce’s newest business intelligence tool that allows you to receive data to help your company make better decisions around competitive benchmarking, customers, suppliers, even marketing and advertising.)